Terms & Conditions
Welcome to the website of Harrelson Insurance Agency Inc. These Terms & Conditions ("Terms") govern your use of harrelsoninsuranceagency.com and the information and services made available through this website.
By accessing or using this website, you agree to these Terms. If you do not agree with these Terms, please discontinue use of the website.
About Harrelson Insurance Agency Inc.
Harrelson Insurance Agency Inc. is an independent insurance agency located in Lexington, South Carolina.
Our website provides general information about insurance products and services, including personal property and automobile insurance, personal life insurance, business insurance, and related insurance services.
Website Information Is for General Informational Purposes
The information available on this website is provided for general informational purposes only.
Nothing on this website should be interpreted as:
- An insurance policy
- An insurance contract
- A binder of insurance coverage
- A guarantee of coverage
- A guarantee of premium or price
- A guarantee of eligibility
- Legal, tax, financial, or accounting advice
Insurance coverage, exclusions, conditions, limits, deductibles, eligibility requirements, and premiums vary based on the insurance company, policy, applicant, location, risk, and other factors.
The actual terms of an insurance policy or written binder control in the event of any conflict between information appearing on this website and an insurance policy or other insurance contract.
No Insurance Coverage Is Bound Through This Website
Submitting a form, sending an email, leaving a voicemail, requesting a quote, or otherwise contacting Harrelson Insurance Agency Inc. through this website does not create, bind, modify, renew, extend, or cancel insurance coverage.
Insurance coverage is not effective unless and until it has been confirmed by an authorized representative of Harrelson Insurance Agency Inc. and/or the applicable insurance company in accordance with that company's requirements.
You should never assume that insurance coverage has been added, changed, renewed, canceled, or otherwise modified based solely on an electronic communication.
If you need to make a change to an insurance policy or require confirmation of coverage, please contact our office directly at 803-356-3599.
Insurance Quotes
Any insurance quote provided through or as a result of an inquiry made through this website is subject to verification and underwriting requirements.
Quotes are estimates and do not guarantee that:
- Coverage will be offered
- A particular premium will apply
- A particular insurance company will issue a policy
- The quoted terms will remain available
- The applicant will meet underwriting requirements
Final premiums, coverage terms, eligibility, and policy issuance are determined by the applicable insurance company.
Insurance Products and Availability
Insurance products and services described on this website may not be available to every person, business, property, or risk.
Availability may depend on location, underwriting criteria, insurance company requirements, applicable laws, and other factors.
Harrelson Insurance Agency Inc. makes no representation that every insurance product described on this website will be available to every website visitor.
Policy Changes, Cancellations, and Claims
Do not rely solely on email, website forms, or other electronic communications for time-sensitive insurance matters.
Requests involving policy cancellations, additions or removal of vehicles or drivers, changes in coverage, new coverage, claims, or other time-sensitive matters should be confirmed directly with Harrelson Insurance Agency Inc. or the applicable insurance company.
Submitting a request does not mean the requested change has been completed.
For assistance, contact us at 803-356-3599.
If you have an emergency or an urgent claim outside normal business hours, you should follow the claims procedures provided by your insurance company or contact the appropriate emergency services when necessary.
Accuracy of Website Information
We make reasonable efforts to provide accurate and useful information on this website. However, insurance products, laws, regulations, insurance-company requirements, rates, forms, and coverage options may change.
We do not guarantee that all website information will always be complete, current, or error-free.
We reserve the right to modify, update, remove, or correct website content at any time without notice.
Third-Party Insurance Companies
As an independent insurance agency, Harrelson Insurance Agency Inc. may provide access to products offered by multiple insurance companies.
Insurance policies are issued and underwritten by the applicable insurance companies and are subject to their underwriting guidelines, policy terms, conditions, exclusions, and limitations.
References to insurance companies, products, or services on this website do not constitute a guarantee that a particular company or product will be available or appropriate for every customer.
Third-Party Links
This website may include links to websites operated by insurance companies and other third parties.
These links are provided for convenience and informational purposes. Harrelson Insurance Agency Inc. does not control third-party websites and is not responsible for their content, availability, security, privacy practices, accuracy, or terms of use.
Your use of third-party websites is subject to the policies and terms of those websites.
Intellectual Property
Unless otherwise stated, the content of this website—including text, graphics, logos, design elements, photographs, and other materials—is owned by, licensed to, or used with permission by Harrelson Insurance Agency Inc. and is protected by applicable intellectual property laws.
You may view and print website content for personal, non-commercial use.
You may not reproduce, distribute, modify, republish, sell, license, or commercially exploit website content without prior written authorization from Harrelson Insurance Agency Inc. or the applicable rights holder.
Acceptable Use
You agree not to use this website in any way that:
- Violates applicable laws or regulations
- Attempts to gain unauthorized access to the website, server, accounts, or systems
- Introduces viruses, malware, malicious code, or other harmful technology
- Interferes with the operation or security of the website
- Attempts to collect information about other website users without authorization
- Uses automated methods to abuse, overload, scrape, or disrupt the website
- Impersonates another person or provides intentionally false or fraudulent information
We reserve the right to restrict or terminate access to the website when we reasonably believe these Terms have been violated.
Disclaimer of Warranties
To the extent permitted by law, this website and its content are provided on an "as is" and "as available" basis.
Harrelson Insurance Agency Inc. makes no warranties, express or implied, regarding the operation, availability, accuracy, reliability, security, or completeness of the website or its content.
We do not guarantee that the website will operate continuously or without errors, interruptions, viruses, or other harmful components.
Limitation of Liability
To the fullest extent permitted by applicable law, Harrelson Insurance Agency Inc. will not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to your use of, inability to use, or reliance upon this website.
Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited under applicable law.
Privacy
Your use of this website is also subject to our Privacy Policy, which describes how information may be collected, used, and disclosed.
Governing Law
These Terms will be governed by and interpreted in accordance with the laws of the State of South Carolina, without regard to conflict-of-law principles.
To the extent permitted by applicable law, disputes relating to the use of this website will be subject to the jurisdiction of the appropriate courts located in South Carolina.
Changes to These Terms
Harrelson Insurance Agency Inc. may revise these Terms periodically.
Changes will become effective when the revised Terms are posted on this website with an updated effective date.
Your continued use of the website following the posting of revised Terms constitutes acceptance of the updated Terms.
Severability
If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
Contact Information
Questions regarding these Terms & Conditions may be directed to:
Harrelson Insurance Agency Inc.
620 Barr Rd
Lexington, SC 29072
Phone: 803-356-3599
Email: brian@harrelsoninsuranceagency.com